Acceptance of Terms

Welcome to the MacLean Agency website. These Terms and Conditions contain the complete terms and conditions that apply when you visit our site or use choose to browse the contents herein. By accessing or using this website, you agree to be bound by these conditions and terms of use. These Terms and Conditions describes and encompasses the entire agreement between the MacLean Agency and you, and supersedes all prior agreements, representations, warranties and understandings with respect to the website and the content provided by or through the Site.

Editing, Deleting and Modification

We may edit, delete or modify any of the terms and conditions contained in these Terms and Conditions, at any time and in our sole discretion, by posting a notice or a new agreement on our site. YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE FOLLOWING OUR POSTING OF A CHANGE NOTICE OR NEW AGREEMENT ON OUR SITE WILL CONSTITUTE BINDING ACCEPTANCE OF THE CHANGE. It is solely your responsibility to review this and any subsequent Terms and Conditions. 

Accuracy, Completeness and Timeliness of Information

The MacLean Agency is not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk. This site may contain certain historical information provided for reference only. We reserve the right to modify the contents of this site at any time without obligation on our end to update any information on the site. You understand and agree that it is your responsibility to monitor changes to the site.

License and Site Access

The MacLean Agency grants you a limited license to access and make personal use of this site and not to download or modify it, or any portion of it, without our express written consent. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without our express written consent. The right to access our website does not include any resale or commercial use of our site or its contents. Any unauthorized use terminates the permission or license granted by the MacLean Agency.

Links and Framings

You shall not use our company logo or other proprietary graphic to link to this Site without our express written permission. Further, you may not frame any trademark, logo or other proprietary information, including all images and content, without our express written consent. We make no claim or representation regarding, and accept no responsibility for, directly or indirectly, the quality, content, nature or reliability of third-party websites accessible by hyperlink from our website, or websites linking to our website. Such third-party websites are not under the control of MacLean Agency and we shall not responsible for the contents of any linked site or any link contained in a linked site, or any review, changes or updates to such sites. You hereby acknowledge and agree that we are not responsible for the availability of such external websites or resources or content, including, without limitation, any link contained in such content, or any changes or updates to such content. If you decide to access links to third-party websites, you do so at your own risk. Any concerns regarding any external link should be directed to the relevant site administrator or web master.

Disclaimers

You understand that this website is provided for your convenience and informational purposes only. Your access or use of this website does not create any relationship between you and MacLean Agency. If you are seeking advice, you should contact us and consult directly with our staff to discuss your specific needs and the products and services that the MacLean Agency provides. Nothing on this website constitutes an offer to sell or buy any service or product. Nothing on this website should be construed as rendering specific advice with regard to your situation. YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE RESERVE THE RIGHT TO RESTRICT OR TERMINATE YOUR ACCESS TO THE SITE OR ANY FEATURE OR PART THEREOF AT ANY TIME. THE MACLEAN AGENCY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND ANY WARRANTIES THAT MATERIALS ON THE SITE ARE NONINFRINGING, AS WELL AS WARRANTIES IMPLIED FROM A COURSE OF PERFORMANCE OR COURSE OF DEALING; THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; THAT THE SITE WILL BE SECURE; THAT THE SITE OR THE SERVER THAT MAKES THE SITE AVAILABLE WILL BE VIRUS-FREE; OR THAT INFORMATION ON THE SITE WILL BE COMPLETE, ACCURATE OR TIMELY. IF YOU DOWNLOAD ANY MATERIALS FROM THIS SITE, YOU DO SO AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIALS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM OR THROUGH OR FROM THE SITE SHALL CREATE ANY WARRANTY OF ANY KIND. THE MACLEAN AGENCY DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS ON THIS SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. This website is not intended for use by minors under the age of 13.

Corporate Intellectual Property Rights

You hereby acknowledge that all rights, title and interests, including but not limited to the rights of the MacLean Agency in the intellectual property of this website belong solely to the MacLean Agency. You acknowledge that this website and all underlying source code and object code and all images and contained therein are copyrights of MacLean Agency or its licensors.  You further acknowledge that MACLEAN, MACLEAN AGENCY, MACLEAN WEALTH MANAGEMENT, and the stylized “M” logo are trademarks of MacLean Agency. You agree that you will not acquire any right, title, or interest in or to the site except as expressly set forth in These Terms and Conditions. You will not modify, adapt, translate, prepare derivative works from, decompile, reverse engineer, disassemble or otherwise attempt to derive source code from any of our copyrights, services, software, or documentation, or create or attempt to create a substitute or similar service or product through use of or access to the program or proprietary information related thereto. You shall not use any of MacLean Agency’s trademarks in any commercial manner. You shall not alter or remove any proprietary markings on this website or associated materials, including any notices of copyright or trademark rights. Nothing herein shall be deemed to grant you any license or rights in any of MacLean agencies intellectual property rights.

Confidentiality

You agree not to disclose information you obtain from this website. All information is for your own personal use.  All information submitted to the MacLean Agency by an end-user customer is the proprietary information of the MacLean Agency.  Such customer information is confidential and may not be disclosed. You agree that MacLean Agency may maintain and use for its own purposes, as allowed by law, copies of any information you provide while accessing or using this website.  Such information may include cookies and other electronic information submitted by your computer. MacLean Agency will not sell such information to any third-parties without your express permission.

Non-Waiver

Failure of the MacLean Agency to insist upon strict performance of any of the terms, conditions and covenants hereof shall not be deemed a relinquishment or waiver of any right or remedy that the MacLean Agency may have, nor shall it be construed as a waiver of any subsequent breach of the terms, conditions or covenants hereof, which terms, conditions and covenants shall continue to be in full force and effect.

Severability of Terms

In the event that any provision of these Terms and Conditions is found invalid or unenforceable pursuant to any judicial decree or decision, such provision shall be deemed to apply only to the maximum extent permitted by law, and the remainder of these Terms and Conditions shall remain valid and enforceable.

Severability of Terms

The MacLean Agency shall in no event be liable for any direct, incidental, special, consequential, indirect, lost profit or loss of business or data, or punitive damages arising out of the your access to or use of, or inability to access or use, this website or any information derived from this website.

Governing Law, Entire Agreement

These Terms and Conditions shall be governed by and construed in accordance with the substantive laws of New Jersey, without any reference to conflict-of-laws principles. The Agreement describes and encompasses the entire agreement between the MacLean Agency and you, and supersedes all prior agreements, representations, warranties and understandings with respect to the Site, the contents and materials provided by or through the Site, and the subject matter of These Terms and Conditions.